What constitutes a "material defect" in a property?

A "material defect" in a property is defined as something that could significantly affect a buyer's decision to purchase the property. This includes defects that may impact the safety, habitability, or overall value of the property. For example, issues such as a leaky roof, foundation problems, or plumbing issues are considered material defects because they directly affect how the buyer perceives the property and its worth.

While the other options touch on elements of property defects, they don't encompass the broader implications of what makes a defect "material." A defect that does not affect the property's value wouldn’t be considered material because it wouldn’t impact the buyer’s assessment. Conversely, a defect that can be easily repaired, or one that pertains only to cosmetic changes, may not significantly influence the buyer’s overall decision. Material defects go beyond minor issues to involve serious concerns that require attention and could alter the desirability or usability of the property.