What type of lien is attached to a title to secure payment for work done on a property?

A mechanic's lien is specifically designed to secure payment for work completed on a property. This type of lien is used by contractors, subcontractors, laborers, and suppliers who have provided labor or materials for improvements made to a property. When these parties do not receive payment for their work, they can file a mechanic's lien against the property to claim a legal right to that property until they are compensated.

This lien ensures that anyone who has contributed to the enhancement or repair of the property has a financial claim against it, and it can lead to the property being sold to cover the debt. Mechanic's liens are crucial in the construction and remodeling industries, as they protect the rights of workers involved in these projects.

The other types of liens listed serve different purposes. An HOA lien is placed by a homeowners association for unpaid dues, a public lien may relate to obligations owed to government entities, and a tax lien is filed by the government due to unpaid property taxes. Each of these serves distinct functions not directly tied to securing payment for work done on a property, setting the mechanic's lien apart in this context.